There is no doubt that Unified Payments Interface (UPI) has changed the way you do your daily transactions. Where earlier you used to keep money in your pocket, now you keep it in your mobile. From buying groceries to sending money to a friend, your work gets done in moments with the help of UPI.
For this you only need to have a registered mobile number or UPI ID. But for every UPI transaction you need a 4 or 6 digit UPI PIN, which confirms that the person making the payment is the right person. Till now, traditionally, a debit card was used to set the PIN, but now you have another option. And that option is your Aadhaar card.
Yes, you can set UPI PIN even without your debit card. In fact, very few people know that National Payments Corporation of India (NPCI) gives you two options to set UPI PIN. The first is the option of debit card and the second is the option of setting PIN through Aadhaar Card. Let us tell you how you can set your PIN number even without a debit card.
Here are the things required to set UPI PIN through Aadhaar card :
1. Your phone number must be linked to your Aadhaar number.
2. Your mobile number must be registered with your bank account.
How to set UPI PIN without debit card :
1. Open the UPI app and enter your bank account details.
2. Select the option to set up UPI PIN.
3. In this you have to select the Aadhaar option.
4. Enter the first 6 digits of the Aadhaar number to verify.
5. An OTP will come on your mobile, enter it.
6. You will be asked to create your UPI PIN.
7. Set up a new PIN and re-enter the OTP and your UPI PIN.
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