Top 5 Best Lifetime FREE credit cards India – Features benefits and other

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Credit card has become an essential part of life these days. With its help, shopping, ticket booking, hotel booking and even food orders can be done easily. But, every year a hefty charge is levied on the credit card by the bank in the form of annual fees.

If you do not want to pay this charge and still continue to take advantage of the great features of the credit card, then we have brought some great options for you.

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These 5 credit cards are lifetime free and will give you great savings everywhere from shopping to booking.

RBL Bank BankBazaar SaveMax Credit Card

  • This card allows you to get instant cash in your account.
  • 10% cashback offer on BookMyShow and Zomato (up to ₹100 per month on each).
  • ‘Split N Pay’ facility with up to 100% discount on EMI services.
  • Through the RBL Bank MyCard app, you can manage your credit card completely, pay utility bills and get exclusive merchant offers.

IDFC First Millennium Credit Card

  • 10x reward points on spending more than ₹20,000 on cardholder’s birthday.
  • 3x reward points up to ₹20,000 on online and offline purchases.
  • 1x reward point for insurance premium and utility bill payments.

ICICI Bank Platinum Chip Credit Card

  • Earn 2 reward points on every ₹100 spent at retail stores except petrol.
  • 1 reward point on every ₹100 spent on insurance and utility bills.
  • 1% discount on fuel surcharge (up to ₹4,000) at HPCL pumps across the country.
  • Exclusive deals at luxury hotels, restaurants, lifestyle retailers and spas.

Amazon Pay ICICI Credit Card

  • Through this card, you get unlimited rewards which never expire.
  • You can redeem reward points for shopping on Amazon.
  • On shopping from Amazon, you get the option of 3-6 months no-cost EMI.
  • Amazon Prime users also get a 5% reward on shopping on Amazon India.

IndusInd Platinum Credit Card

  • After registration charges, you get luxe gift cards and vouchers from leading brands.
  • 1% fuel surcharge waiver between ₹400 and ₹4,000 at all petrol pumps in India.
  • Free flight accident coverage up to ₹25 lakh and lost baggage insurance up to ₹1 lakh.
  • 1.5 reward points for every ₹150 spent and 2 reward points for every ₹100 spent on UPI payments.
  • These credit cards are best for those who want to enjoy great features without any annual charge.

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