Sukanya Samriddhi Yojana . In the era of ever-increasing inflation and expenses, parents start worrying about the future of their children. If investments are made at the right time, then there is no burden of these big expenses in the future.
The government runs many such investment schemes for daughters, in which by investing, the worry of expenses from their education to marriage can be removed. We are going to tell you about one such investment scheme.
what is the plan
The name of this scheme run by the government is ‘Sukanya Samriddhi Yojana’ . In which you can invest for your daughter . In this scheme, you can open an account immediately after the birth of your daughter. An account is not opened in this scheme after the daughter turns 10 years old.
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How many years is the maturity period
You can invest in Sukanya Samriddhi Yojana for 15 years and its maturity period is 21 years. For example, if you open an account for your 1 year old daughter, then you have to invest only for 15 years. After that there is a lock in period of 6 years. After the daughter turns 18, she gets 50 percent of the amount and the remaining amount can be withdrawn at the age of 21.
How to get 64 lakh rupees
If you deposit Rs 12,500 every month in Sukanya Samriddhi Yojana, then this amount becomes Rs 1.5 lakh in a year. In 15 years, Rs 22,50,000 will be deposited in your fund. The government is giving 7.6 percent interest in this scheme. Your interest amount for 21 years will be Rs 41,29,634. That means, in 21 years, Rs 63,79,634 will be deposited in your fund including interest. In this way, you will get around Rs 64 lakh.
