Sukanya Samriddhi Yojana 2023: From time to time, the government keeps making such schemes for the convenience of the people, where your money is safe and you get excellent returns.
The government has implemented a scheme for your daughter, so that you can be completely free from the worry of your daughter’s education and marriage. The name of this scheme is Sukanya Samriddhi Yojana. In this scheme you will get 65 lakh rupees on the investment of only 250 rupees. You also get the benefit of compounding in this plan. Let us tell you. about this scheme.
What is Sukanya Samriddhi Yojana?
Sukanya Samriddhi Yojana is a scheme made by the government, this scheme is specially designed for your beloved daughter, in which you can secure the future of your daughter, in this scheme you can open an account with a small amount, in this scheme you By opening an account, you can deposit money little by little in the name of your daughter.
Who can apply
In Sukanya Samriddhi Yojana, the account of a girl child below the age of 10 years can be opened by her parents. In this, you can open an account with an investment of only Rs.250. You can open an account in any bank or post office. In this, you get interest at the rate of 7.6 percent. Only one account can be opened in the name of a girl child. Only 2 girl child accounts can be opened in a household, more than 2 accounts can be opened in twin/triple girl child.
How much interest is being received
The government decides the interest to be received on Sukanya Samriddhi Yojana. In this you get 7.6 percent interest. In this scheme, you can deposit up to a maximum of Rs 1.50 lakh. You can withdraw money from the account only after the daughter completes 18 years or passes 10th standard. In this, you also get exemption in income tax.
How to get 65 lakh rupees If you invest 250 rupees daily in this scheme, then you deposit 12,500 rupees in a month and in a year you invest 22.50 lakh rupees. After 15 years i.e. at the age of 21 years of your daughter’s maturity, you will get 65 lakh rupees. In this, you will get interest of about Rs 41.15 lakh.
Required documents for Sukanya Samriddhi Yojana
1. Identity card of mother and father
2. Aadhaar card of daughter
3. Bank account passbook opened in the name of daughter
4. Passport size photo of daughter
5. Mobile number
