SSY Scheme Rule Change: If you are planning to invest for your daughter’s bright future, then you should once pay attention to Sukanya Samriddhi Yojna. This scheme is quite popular for the future of daughters.
In this scheme, your daughter can get up to lakhs of rupees after maturity. This amount will help a lot in the daughter’s education or her marriage. The rules of Sukanya Samriddhi Yojana will change from October. If you also have a Sukanya account, then you should read this article carefully.
There will be a big change from October 1
According to the new rules (SSY New Rule), only parents or legal guardians can operate the Sukanya account. If your daughter’s Sukanya account has been opened by a person who is not the legal guardian, then you should transfer the account as soon as possible.
If you do not transfer the account, then the account may be closed. Let us tell you that the new rules of the scheme will come into effect from October 1, 2024 i.e. next month.
About Sukanya Samriddhi Yojana
In the year 2015, PM Narendra Modi launched Sukanya Samriddhi Yojana under the Beti Padhao Beti Bachao campaign. This scheme is included in the Small Saving Scheme. In this scheme, parents or guardians invest for the future of their daughters. High interest is given by the government on the investment amount.
This scheme matures when the daughter turns 21 years old. This means that this is a long term investment plan. Through this scheme, your daughter can also become a millionaire.
Benefits of Sukanya Samriddhi Yojna
- In this scheme, you can invest a minimum of Rs 250 and a maximum of Rs 1.5 lakh annually.
- Under Sukanya Samriddhi Yojana, tax benefit of up to Rs 1.5 lakh is available under Income Tax section 80C.
- In this scheme, facility of withdrawal is available even before maturity if needed.
- If you wish, you can open a Sukanya account for each of your daughters.
If you are thinking of investing in Sukanya Scheme, then you should read all the rules related to the scheme carefully.
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