FD Rates: 5 big banks of the country SBI, ICICI, HDFC, Axis and Kotak Mahindra Bank have recently increased the interest rates on FD.
Now, out of these 5 banks, Axis Bank, HDFC, ICICI are giving the highest interest to senior citizens. These banks are offering 7.50 per cent interest to senior citizens. SBI is paying a maximum interest of 7 per cent. Let us know which of these banks is offering the highest interest and best offers.
These are the new rates of HDFC Bank
7 days to 14 days: For general public – 3.00 per cent; For Senior Citizen – 3.50 percent
15 days to 29 days: For general public – 3.00 per cent; For Senior Citizen – 3.50 percent
30 days to 45 days: For general public – 3.50 per cent; For Senior Citizen – 4.00 percent
46 days to 60 days: For general public – 4.50 per cent; For Senior Citizen – 5.00 percent
61 days to 89 months: For general public – 4.50 per cent; For Senior Citizen – 5.00 percent
90 days to 6 months: For general public – 4.50 per cent; For Senior Citizen – 5.00 percent
6 months 1 day to 9 months: For general public – 5.75 per cent; For Senior Citizen – 6.25 percent
9 months 1 day to less than 1 year: For general public – 6.00 per cent; For Senior Citizen – 6.50 percent
1 year to 15 months: For general public – 6.50 per cent; For Senior Citizen – 7.00 percent
15 months to less than 18 months: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
18 months to 2 years: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
2 years 1 day to 3 years: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
3 years 1 day to 5 years: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
5 years 1 day to 10 years: For general public – 7.00 per cent; For Senior Citizen – 7.75 percent.
ICICI Bank’s interest rates on FDs of less than Rs 2 crore ..
7 days to 14 days: For general public – 3.00 per cent; For Senior Citizen – 3.50 percent
15 days to 29 days: For general public – 3.00 per cent; For Senior Citizen – 3.50 percent
30 days to 45 days: For general public – 3.50 per cent; For Senior Citizen – 4.00 percent
46 days to 60 days: For general public – 4.00 per cent; For Senior Citizen – 4.50 percent
61 days to 90 days: For general public – 4.50 per cent; For Senior Citizen – 5.00 percent
91 days to 120 days: For general public – 4.75 per cent; For senior citizens – 5.25 percent
121 days to 150 days: For general public – 4.75 per cent; For senior citizens – 5.25 percent
151 days to 184 days: For general public – 4.75 per cent; For senior citizens – 5.25 percent
185 days to 210 days: For general public – 5.50 per cent; For Senior Citizen – 6.00 percent
211 days to 270 days: For general public – 5.50 per cent; For Senior Citizen – 6.00 percent
271 days to 289 days: For general public – 5.50 per cent; For Senior Citizen – 6.00 percent
290 days to less than 1 year: For general public – 5.75 per cent; For Senior Citizen – 6.25 percent
1 year to 389 days: For general public – 6.60 per cent; For Senior Citizen – 7.10 percent
390 days to less than 15 months: For general public – 6.60 per cent; For Senior Citizen – 7.10 percent
15 months to less than 18 months: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
18 months to 2 years: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
2 years 1 day to 3 years: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
3 years 1 day to 5 years: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
5 years 1 day to 10 years: For general public – 6.90 per cent; For Senior Citizen – 7.50 percent.
SBI FD rates
SBI is giving maximum 7% interest on FD to senior citizens. Apart from this, common people are getting 6.50 per cent interest on FDs of one year to less than 2 years, 5.50 per cent interest on FDs of 180 to 210 days. The bank is giving 5.75% interest for 211 days. 5.75% interest is being received on FDs ranging from 2 years to less than 5 years. 5.50% on FDs of 5 years and up to 10 years, 5% interest is available on FDs of 46 days to 179 days. 3.50 percent interest is being received on FDs of 7 to 45 days.
Kotak Mahindra Bank revised FD rates on 28 December
6 months: For general public – 5.75%, for senior citizens – 6.25%
12 months: For general public – 6.75 percent, for senior citizens – 7.25 percent
15 months: For general public – 7 percent, for senior citizens – 7.5 percent
18 months: For general public – 7 percent, for senior citizens – 7.5 percent
21 months: For general public – 7 percent, for senior citizens – 7.5 percent.
Axis Bank FD interest rates for amounts below Rs 2 crore
7 days to 14 days: 3.50 per cent for general public; 3.50 percent for senior citizens
15 days to 29 days: 3.50 per cent for general public; 3.50 percent for senior citizens
30 days to 45 days: 3.50 per cent for general public; 3.50 percent for senior citizens
46 days to 60 days: 4.00 per cent for general public; 4.00 percent for senior citizens
61 days to less than 3 months: 4.50 per cent for general public; 4.50 percent for senior citizens
3 months to less than 4 months: 4.50 per cent for general public; 4.50 percent for senior citizens
4 months to less than 5 months: 4.50 per cent for general public; 4.50 percent for senior citizens
5 months to less than 6 months: 4.50 per cent for general public; 4.50 percent for senior citizens
6 months to less than 7 months: 5.75 per cent for general public; 6.25 percent for senior citizens
7 months to less than 8 months: 5.75 per cent for general public; 6.25 percent for senior citizens
8 months to less than 9 months: 5.75 per cent for general public; 6.25 percent for senior citizens
9 months to less than 10 months: 6.00 per cent for general public; 6.50 percent for senior citizens
10 months to less than 11 months: 6.00 per cent for general public; 6.50 percent for senior citizens
11 months to less than 11 months 25 days: 6.00 per cent for general public; 6.50 percent for senior citizens
11 months 25 days to less than 1 year: 6.00 per cent for general public; 6.50 percent for senior citizens
1 year to less than 1 year 5 days: 6.75 per cent for general public; 7.25 percent for senior citizens
1 year 5 days to less than 1 year 11 days: 6.75 per cent for general public; 7.25 percent for senior citizens
1 year 11 days to less than 1 year 25 days: 6.75 per cent for general public; 7.25 percent for senior citizens
1 year 25 days to less than 13 months: 6.75 per cent for general public; 7.25 percent for senior citizens
13 months to less than 14 months: 6.75 per cent for general public; 7.25 percent for senior citizens
14 months to less than 15 months: 6.75 per cent for general public; 7.25 percent for senior citizens
15 months to less than 16 months: 6.75 per cent for general public; 7.25 percent for senior citizens
16 months to less than 17 months: 6.75 per cent for general public; 7.25 percent for senior citizens
7 months to less than 18 months: 6.75 per cent for general public; 7.25 percent for senior citizens
18 months to less than 2 years: 6.75 per cent for general public; 7.25 percent for senior citizens
Less than 2 years to 30 months: 7.00% for general public; 7.50 percent for senior citizens
30 months to less than 3 years: 7.00 per cent for general public; 7.50 percent for senior citizens
3 years to less than 5 years: 7.00% for general public; 7.50 percent for senior citizens
5 years to 10 years: 7.00 per cent for general public; 7.50 percent for senior citizens.