SBI Two Special Schemes: State Bank of India, the country’s largest government bank, often launches good schemes for its customers. There is still an opportunity to invest money in two schemes of SBI, in which the customer is getting more interest than the common fixed deposits. These two Dhansu schemes are SBI Amrit Kalash and SBI ‘Vcare’, in which the last date for investment is June 30… Know what benefits you are getting in these-
Know about WeCare
This VCare scheme of SBI is for senior citizens, in which they are getting 0.50% additional interest on FDs of 5 years or more. Senior citizens already get 0.50% extra interest as compared to general customers, so in this way they are getting full 1% extra benefit under VCare. However, this scheme will be operational only till June 30, so if you want to invest in it, then you have only 12 days left. One thing is to be kept in mind in this that if you withdraw it before maturity, then you will not get additional interest.
See the picture of FD interest-(including VCare interest)
Those who get FDs of 5 years to 10 years get 6.50 per cent interest in SBI, but senior citizens are getting 7.50 per cent interest under the VCare scheme, that is, a benefit of one per cent.
Know about SBI Amrit Kalash
SBI’s Amrit Kalash scheme is a fixed deposit ie FD scheme in which senior citizens will get an interest rate of 7.60 per cent and common people will get 7.10 per cent. You can invest in it only for a maximum of 400 days.Â
What is special in the scheme
- SBI Amrit Kalash is a special retail term deposit in which FDs can be made up to a maximum of Rs 2 crore.
- Senior citizens will get 7.60 percent and common people will get 7.10 percent interest rate in this.
- Its interest can be paid every month, every quarter or every half year.
- You can fix the date of payment of interest as per your convenience.
- Apart from going to the bank branch, you can also invest through netbanking or SBI Yono app.
- You can also take a loan on Amrit Kalash like a normal FD.
