SBI Debit Card Charges: If Rs 206.50 has been deducted from your State Bank of India account, then you are not the only person from whose account this amount has been deducted. This has happened with many customers. In fact, State Bank of India deducts Rs 147, 206.5 or Rs 295 from the savings accounts of consumers holding various debit / ATM cards.
If you are also an SBI customer and use its banking services extensively, then once in a year some deduction is made from your savings account. Often people start circling the banks regarding this deduction.
State Bank has also deducted Rs 206.5 from your savings account, so you must be wondering why the bank deducted this money without you doing any transaction.
From 147 to 295 rupees have been deducted from the account of many SBI account holders. This happened because State Bank of India levies different charges from customers having Yuva, Gold, Combo or My Card (Image) Debit/ATM cards.
SBI charges Rs 175 as annual maintenance fee from people using any of these Debit/ATM cards including Yuva Debit Card, Gold Debit Card, Combo Debit Card, or My Card (Image) Debit/ATM Card.
At the same time, 18% GST is also applicable on this deduction, so Rs.31.5 (18% of Rs.175) GST has been added to the amount, therefore, with Rs.175 + Rs.31.5, the amount becomes Rs.206.5. Now you must have fully understood that why and how State Bank of India deducted Rs 206.5 from your savings account?