Public Special Scheme: In this busy life, people’s first priority is to earn money and fulfill their needs. But in this busy life, there are very few people who save money little by little and withdraw a large amount at once so that all their needs can be fulfilled.
Giving information, Rajesh Kumar, Postal Superintendent of Purnia Head Post Office, says that there is no such scheme of the post office which gives safe and guaranteed benefits to the people. However, he said that one scheme among all these is of PPF or Provident Fund accounts. In which a very small amount can be deposited monthly or annually and a large amount can be easily withdrawn at once by withdrawing it at a fixed time period.
Invest in this scheme and get guaranteed returns.
If you are looking for a special scheme for investment in which there is no risk and the profit is also good, then Public Provident Fund i.e. PPF can be a better option for you. Any Indian citizen can easily invest in this scheme. Investment in PPF can be deposited up to a maximum of 1.5 lakh rupees annually and a minimum of ₹500. However, this scheme is for 15 years and it gives the benefit of compound interest. This return is completely tax free. Currently, interest is given on PPF at the rate of 7.1% per annum. If you also want to invest in PPF, then understand the calculation here how much total return you can get by investing 2000, 3000, 4000 and ₹5000 monthly.
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Understand the calculation of PPF.
If you deposit ₹100 daily, i.e. ₹3000 per month, then you will invest a total of ₹36000 in a year. In 15 years, this amount will accumulate to ₹540000 and with the benefit of the fixed compound interest on it, you will get approximately 3.5 lakh rupees as interest. That is, in this way, after a total of 15 years, when your scheme matures, you will easily get approximately ₹800000.
Postal Superintendent gave the information
While giving information, Rajesh Kumar, Postal Superintendent of Purnia Pradhan Post Office, while talking to Local 18, said that nowadays anyone can easily invest in PPF account. However, this account can also be easily opened for adults and small children. To open the accounts of children, their account will be opened on the basis of their parents. Along with this, he says that the facility of giving loan is also provided to the people depositing in this account in the future, which will be available for 36 months at 1℅ interest. At the same time, if the consumer wants, he can also withdraw easily in time, but he will get more money when the full period is over.
You can easily open a PPF account.
Purnia division’s Postal Superintendent Rajesh Kumar says that this scheme Public Provided Fund is called Provident Fund account which gives people guaranteed and secure returns in future. In such a situation, if you also want to invest and want to open a PPF Public Provident Fund account in the head post office or your nearest post office, then for this you should reach the local post office with your Aadhar card, photo, mobile number and PAN card where your account will be opened instantly and you will be given the benefits of the scheme.
