Post Office Schemes For Women: Post Office Saving Schemes offer many good options for women investors. Investing in these saving schemes not only provides social security to women investors but also gives good returns. Many schemes also offer higher returns than banks. Today we are telling you about those 5 saving schemes of post office which are best for women.
Sukanya Samriddhi Saving Scheme
Sukanya Samriddhi Saving Scheme is specially designed to secure the future of daughters. Investment in this scheme is made before the daughter turns 10 years old. Investing in this gives an interest rate of 8.2% per annum. After opening the account, it can be run for a maximum of 15 years. The interest rate on Sukanya Samriddhi Yojana is reviewed every three months. Deposits made under this scheme also get tax exemption under Section 80C.
Post Office Monthly Income Scheme
Post Office Monthly Income Scheme is another good scheme for women. The minimum investment in this scheme is Rs 1000 and it offers an interest rate of 7.4%. This scheme helps in creating a source of regular income.
Mahila Samman Savings Certificate
Mahila Samman Savings Certificate is a special risk-free scheme for women investors. Women of all ages can invest in it. A maximum of Rs 2 lakh can be deposited in an account under this scheme. Here 7.5% interest is available annually and after one year you can withdraw 40% of your deposit amount.
National Savings Certificate
National Savings Certificate is a safe and low-risk scheme, suitable for all types of investors. The minimum investment in it is Rs 100 and its maturity period is 5 years. However, from October 1, 2024, deposits in the new NSC will not earn any interest, but deposits till September 30, 2024 will earn 7.5% interest.
Post Office PPF Scheme
The Post Office Public Provident Fund (PPF) scheme is an excellent long term investment scheme. The minimum investment amount is Rs 500 and the interest rate on it is 7.1%. This scheme is a safe and profitable option for long term investors. By investing in all these post office schemes, women can secure their future and become financially self-reliant.
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