Post Office Schemes: Many types of savings schemes are run by the post office. Investing money in the post office is considered risk-free. That’s why a large number of people invest money in its schemes. You too can earn good profits by investing money in this scheme.
Indian Post Office runs many types of savings schemes. Crores of people are getting good returns by investing in post office schemes. That’s why people invest money in the post office scheme. Investing money in the post office is considered risk-free. People want to invest their money in schemes with safe and better returns. One such post office scheme is Gram Suraksha Yojana. For this scheme, you can get a return of Rs 35 lakh by saving just Rs 50 every day.
Who can invest?
Gram Suraksha Yojana is a part of Rural Postal Life Insurance Schemes Program. This insurance policy was launched in the year 1995 for the rural people of the country. Individuals from 19 years to 55 years can invest in Gram Suraksha Yojana.
From 10 thousand rupees to 10 lakh rupees can be invested in this scheme. There are many options available for paying premium. You can pay the premium on monthly, quarterly, half yearly and yearly basis.
will earn like this
According to the information given about the Gram Suraksha Yojana, if a person invests Rs 1,515 in this scheme every month i.e. only Rs 50 per day, then he can get a return of up to Rs 35 lakh. If you buy the Gram Suraksha scheme at the age of 19, then till 55 years you will have to pay a premium of Rs 1,515.
You will get 35 lakhs like this
If you take this scheme till the age of 58, then you will have to pay Rs 1463 every month and for 60 years you will have to pay Rs 1411 every month. If you miss the premium, you can deposit it within 30 days. If you look at the returns of this scheme, then the investor will get a maturity benefit of Rs 31.60 lakh on 55 years of investment, Rs 33.40 lakh on 58 years and Rs 34.60 lakh on 60 years of investment.
What’s special?
Under the Gram Suraksha Yojana, this amount is given to the person on completion of 80 years of age. If the person has died, then this amount goes to the legal heir of the person. The customer can surrender the Gram Suraksha scheme after 3 years of purchase. However, in that case there is no benefit to be found with it.
The biggest highlight of the policy is the bonus offered by India Post and the final declared bonus is Rs 60 per annum for every Rs 1,000.
