Gram Suraksha Yojana: Indian citizens between the age of 19 to 55 years can invest in the post office scheme. The investment amount can range from Rs 10,000 to Rs 10 lakh annually. Investment can be done on monthly, quarterly, half yearly or yearly basis.
Gram Suraksha Yojana: If you want to invest or are thinking of starting savings, then there are many options available in the market. One of these is the schemes run by the post office. These schemes come under risk-free investments as the deposits in the schemes are not subject to market risk. Millions of people prefer post office schemes because of the risk-free returns on investment.
One of these is Gram Suraksha Yojana, which can become a support in your old age.
What is Gram Suraksha Yojana? (Gram Suraksha Yojana)
Indian citizens between the age of 19 to 55 years can invest in the Post Office Scheme. The investment amount can range from Rs 10,000 to Rs 10 lakh annually. Investment can be done on monthly, quarterly, half yearly or yearly basis.
In this scheme, investors will get returns with bonus at the age of 80 years. If a person dies before the age of 80 years, his legal heir will receive the amount.
Features of Gram Suraksha Yojana (Gram Suraksha Yojana)
Loan facility can be availed only after four years of starting investment in Gram Suraksha Yojana. Bonus can be claimed on investment after five years. You can also surrender the investment after three years of starting the investment. That means you can stop investing.
If an investor buys a Gram Suraksha Yojana of Rs 10 lakh at the age of 19, he will have to pay a premium of Rs 1,515 every month for 55 years, i.e. about Rs 50 per day. The beneficiary investing in Post Office Gram Suraksha Yojana will be handed over the entire policy amount i.e. Rs 35 lakh on completion of 80 years of age.
