PNB Launch New Service: There is good news for the customers of Punjab National Bank (PNB). The bank is offering overdraft facility to its customers on FD. For this, customers will not even need to go to the bank.
Fixed Deposit (PNB FD Rates) investments where returns are guaranteed. This is the reason why banks are providing other facilities to the customers along with better returns. There is good news for the customers of Punjab National Bank.
The bank is offering overdraft facility to its customers on FD. For this, customers will not even need to go to the bank. Through PNB One App, customers of the bank can avail the facility of overdraft on one click and single OTP FD. According to the information given by the bank, if a customer applies for a loan through PNB One, then he will get a discount of 0.25 percent on the interest rate.
PNB launched pre-qualified credit
Punjab National Bank has launched Pre Qualified Credit Card. Insurance coverage is also being given by the bank on this credit card. This facility is being given by the bank to the salary account holders. Any customer can apply through PNB One, website or internet banking service.
Latest FD Rates of PNB
After the change in the interest rates by Punjab National Bank, now the bank will give an interest of 6.10 percent to the common citizens for making FD on maturity of less than 2 crores. On the other hand, the bank will give an interest of 6.60% to senior citizens on making FDs for the same tenure.
Whereas after today’s change, the bank will pay an interest of 5.75% for general citizens and 6.25% for senior citizens on tax saving deposits for 5 years. On the other hand, the bank will now offer an interest of 3% to 5.75 per cent for general citizens and 3.50% to 6.25% for senior citizens for making FDs on maturity from 7 days to 1111 days.
Whereas the bank will now pay an additional interest of 50 basis points on all applicable card rates to senior citizens making FDs of less than Rs 2 crore on all domestic deposits.
