Punjab National Bank FD: There is big news for PNB customers. Punjab National Bank has made changes regarding Fixed Deposit. If you also have an account in this bank or have made an FD (Bank FD), then know about this change. PNB has increased the interest rates on fixed deposits (FD) of certain tenures.
PNB has increased the bank FD rates by half a percent. Those customers who have made FD of less than Rs 2 crore will get the benefit of this. The new rates of bank FD have come into effect from November 1.
How much interest is the common citizen getting?
Punjab National Bank customers are getting interest at the rate of 3.5 percent on FD of 7 to 45 days, 4.5 percent on FD of 46 to 179 days, 5.5 percent on FD of 180 days to 270 days.
| Tenure | Interest Rates (% pa) | ||
| Regular Citizens | Senior Citizens | Super Senior Citizens | |
| 7 to 14 days | 3.50 | 4.00 | 4.30 |
| 15 to 29 days | 3.50 | 4.00 | 4.30 |
| 30 to 45 days | 3.50 | 4.00 | 4.30 |
| 46 to 90 days | 4.50 | 5.00 | 5.30 |
| 91 to 179 days | 4.50 | 5.00 | 5.30 |
| 180 to 270 days | 5.50 | 6.00 | 6.30 |
| 271 days to less than 1 year | 5.80 | 6.30 | 6.60 |
| 1 year | 6.75 | 7.25 | 7.55 |
| Above 1 year to 443 days | 6.80 | 7.30 | 7.60 |
| 444 days | 7.25 | 7.75 | 8.05 |
| 445 days to 2 years | 6.80 | 7.30 | 7.60 |
| Above 2 years to 3 years | 7.00 | 7.50 | 7.80 |
| Above 3 years to 5 years | 6.50 | 7.00 | 7.30 |
| Above 5 years to 10 years | 6.50 | 7.30 | 7.30 |
Senior and Super Senior Citizens
PNB Senior Citizens are getting 50 basis points more interest. Apart from this, super senior citizens are getting 80 basis points more interest.
For which period is the highest interest available?
The highest interest is being given by the bank on FD of 444 days. In this, interest of 7.25 percent is being given to ordinary citizens, 7.75 percent to senior investors and 8.05 percent to super-senior investors. Let us tell you, additional interest is being given by the bank to the customers between 60 years to less than 80 years. At the same time, the bank is giving 0.80 percent interest to very senior citizens.
