Punjab National Bank Guidelines: If your account is in Punjab National Bank (PNB), then this information is very important for you. PNB Bank says that customers who have not updated their KYC ( Know Your Customer ) yet, may face many problems from next month.
Customers whose KYC will remain pending after December 12, may face difficulty in doing transactions from their account. That’s why it is very important for all customers to get KYC done by 12 December. The bank has said that according to the rules of the Reserve Bank of India , customers should get their KYC updated by December 12, 2022.
PNB has said in a press release that the customers whose KYC updation is pending, have been informed through two notices on their registered address and SMS on their registered mobile numbers. On 20 and 21 November 2022, the bank had issued a notification in this regard on its social media account as well.
Punjab National Bank had said in its tweet that as per RBI guidelines, KYC updation is mandatory for all customers. If your account was due for KYC updation by 30.09.2022, you have already been informed about the same. Visit the base branch to update your KYC before 12.12.2022. Due to non-updation, the operation of your account can be banned.
RBI gave this advice
The Reserve Bank of India has advised all banks to update KYC regularly in view of the increasing threat of online fraud in the country. Earlier banks used to ask customers to update KYC once in 10 years, but now many banks are advising to update it even after an interval of three years.
These documents will have to be given for KYC
Customers will have to provide address proof, photo, PAN, Aadhaar number and mobile number to get KYC updated. You can also accomplish this task by sending an e-mail. Also, you can complete this process by visiting the branch of the bank. The bank has made it clear that no customer is called for KYC update. So don’t fall into this kind of trap. If any customer has KYC related problem, they can directly contact the customer care number of the bank. Or you can go to the bank and contact the employees.