It is important to plan how you will live your life after retirement. Because in old age when your son, daughter and relatives are of no use, then investments come in handy which become a support for your old age.
That is why nowadays many people invest in different places so that they can accumulate investments for retirement and they can keep getting money for their expenses every month so that they do not have to depend on others.
If you are also looking for a pension scheme, then NPS i.e. National Pension Scheme can prove to be a very good option for you. By investing in this scheme, you can get pension of lakhs of rupees every month.You can invest as much as you want in the National Pension Scheme. That is, no upper limit has been fixed by the government for this. If you start investing in the scheme at the age of 40, then you can still get a pension of lakhs.
Let us tell you that in NPS scheme, investment is made till the age of 60 years. If you start investing at the age of 40, then you will be able to invest for 20 years. If you want a pension of 1 lakh, then for that you will have to invest 20 thousand every month.
Every year the investment will be topped up by 10%. After 20 years, a total of Rs 1,37,46,000 will be deposited in your NPS account. Due to which your corpus will be Rs 3,22,90,815. That means you will have a profit of Rs 1,85,44,815.
After this you will have to invest in Ananyuti. At the rate of 8%, your pension will be around Rs 1.62 crore. In which you will get a monthly pension of around Rs 1 lakh. At the same time, you will get a lump sum fund of Rs 1.62 crore.
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