If you have invested in National Savings Certificate and you have lost your National Savings Certificate, then you can get your duplicate National Savings Certificate made.
If you do not do this in case of loss or theft of this certificate, then you will not be able to withdraw the money deposited in it. National Savings Certificates (NSC) are a savings bond issued by the Government of India and are generally used for long term savings and income tax savings. NSC is offered by India Post and it is available to invest in all the branches of the post office.
Explain that on enrollment under NSC, a certificate is given to the customer, which contains all the information about the investment as well as other related information. When the scheme reaches maturity, this certificate is considered an important document which is presented to receive the amount. Certificates in physical form can be lost, stolen or destroyed. In such a situation, the income of the investor can be stopped at maturity.
If your National Savings Certificate is lost or stolen for any reason. So you can request for a duplicate certificate by submitting an application along with the required documents. The required form on which the investor can request for issue of duplicate certificate is Form NC 29. Form NC-29 shall be filled for each case of issue of duplicate certificate passbook and case shall be filed along with personal indemnity bond.
Certificate details
- Certificate Issuer Name
- serial number of certificates
- issue date
- denomination
- name of issuing office
- Type (Single/Joint-A/Joint-B)
- registration number.
While it may be in your interest to file an FIR with the police in case of loss of the National Savings Certificate, it should not be made a pre-condition for the Post Office to issue a duplicate certificate.
How to apply for duplicate NSC
- First of all fill and submit the application in the branch of your nearest post office. Your application will be transferred to the base branch by your nearest branch only if it is not the branch where the original certificate was issued.
- The application should contain the details of the NSC such as amount, account number and date of issue, and the reason for the duplicate NSC.
- Your application will be processed by the officer in charge of the post office. You will also have to submit an indemnity bond along with one or more sureties or bank guarantees.
- In case the certificate is mutilated or damaged, indemnity bond is not necessary.
- A fee has to be paid for re-issuance of NSC in passbook form.
