LIC Saral Pension Plan: Most of the employed people are worried about regular income after retirement. He wants such a plan for himself that he invests in it once and gets pension every month.
This problem is more for the people working in the private sector because they do not get pension. This is the reason why most of the job professionals look for such investment options for themselves, in which once invested they can get money like regular income even after retirement. Here you are telling about such a simple pension scheme of LIC, how you can get regular income after retirement by investing money in it.
LIC’s Saral Pension Plan
In the simple pension scheme of Life Insurance Corporation of India (LIC), a pension of Rs 12000 is available every month. In LIC’s Saral Pension Yojana, you have to pay premium only once and after that after 60 years you will get Rs.12000 pension every month. You will get the benefit of this pension throughout your life. If you invest Rs 10 lakh in this at the age of 60, you will get Rs 58950 annually. This pension depends on the amount of your investment.
These are the rules of Saral Pension Yojana
Life Annuity with 100 percent return of purchase price Life Annuity with 100 percent return of purchase price This pension is a single payment policy. This policy will be linked to one person. As long as the investor i.e. the pensioner is alive, he will continue to get pension. After the death of the investor, the nominee will get the base premium.
From where can you take Saral Pension Yojana
These pension schemes can be taken both online and offline. A minimum of Rs 12000 per year will have to be invested in this scheme. There is no limit on the maximum investment in this. This scheme is for people from 40 to 80 years. In this plan, the policy holder will get the loan at any time after 6 months from the date of inception of the policy.
