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Home FINANCE LIC’s great scheme… Make 25 lakhs by saving just 45 rupees a...

LIC’s great scheme… Make 25 lakhs by saving just 45 rupees a day, get double bonus

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LIC

Every person wants his savings to be kept in a safe place, from where he gets good returns. Life Insurance Corporation of India (LIC) provides a great option in this direction.

LIC’s Jeevan Anand Policy is a plan that not only secures your savings but also gives you long-term financial benefits. Through this plan, you can convert your small savings into a large fund.

Jeevan Anand Policy Details
This policy is a combined life insurance plan that offers the benefits of both life insurance protection and investment. It is a plan in which the policyholder gets benefits as well as bonuses at the time of maturity. This plan is available for people of all age groups.

Key Features:
1. Low Premium, Big Benefits: The sum assured in Jeevan Anand policy is required to be at least Rs 1 lakh, while there is no limit on the maximum amount. This means that you can choose a higher sum assured as per your requirement.
2. Daily Savings: If you save Rs 45 daily, you can pay a premium of about Rs 1358 per month. If you do this continuously for 35 years, you can finally get a fund of Rs 25 lakh.
3. Bonus Arrangement: In this policy, not only the principal amount is returned, but after the maturity period you also get Revisionary Bonus and Final Bonus. The bonus under the policy is given twice, which further strengthens your financial position.

How to invest?
Importance of regular savings:
If you save only Rs 45 every day for LIC Jeevan Anand policy, you will have invested around Rs 5,70,500 in 35 years. You will also get various bonuses on this amount.
– Annual investment: On an annual basis, your savings will be around Rs 16,300. By adding this over 35 years, you can create a strong financial capital.

Bonus benefits
When you maintain your policy for 35 years, you will get several benefits at the time of maturity:
– Basic Sum Assured: You will get a fixed amount (for example Rs 5 lakh) in your policy.
– Revisionary Bonus: This bonus is given to you according to the term of your policy. If your policy term is more than 15 years, you will receive this bonus.
– Final Bonus: This bonus is also available when your policy matures.

Tax exemption and riders
You do not get direct tax exemption under this policy, but its structure provides you other financial benefits. Along with this, many riders are also available, which provide additional protection to the policyholder.

List of riders:
1. Accidental Death and Disability Rider: Under this rider, if the policyholder dies in an accident or becomes permanently disabled, the nominee gets additional benefits.
2. Accident Benefit Rider: If the policyholder is injured in an accident, he gets financial assistance from this rider.
3. New Term Insurance Rider: Under this rider, the policyholder can increase his insurance cover.
4. New Critical Benefit Rider: This rider provides protection against critical illnesses.

There is also a provision of death benefit under the death benefit

policy. If the policyholder dies before the policy matures, the nominee will get an amount equal to the sum assured. If the policy has matured, the nominee will receive a death benefit of 125%.

LIC’s Jeevan Anand policy is a highly beneficial option, which not only provides financial security but also builds a strong financial foundation. By saving just Rs 45 daily, you can ensure a secure future for yourself and your family. This plan is an attractive option for long-term investment, which leads you to a secure and prosperous future. If you are also looking for a financial plan, then definitely consider LIC’s Jeevan Anand policy.

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