LIC Aadhaar Shila: Many types of schemes are run by LIC for the customers. Today we will tell you about such a government scheme, through which you can get an amount of Rs 4 lakh by investing just Rs 29 every day. The name of this scheme is LIC Aadhaar Shila. Under LIC policy, women from 8 years to 55 years can invest in it.
Let us tell you that LIC’s Aadhar Shila Plan customers get good returns apart from saving money. Apart from this, customers get their money back immediately on maturity. Under this plan, the family gets the money even after the death of the policyholder.
Know what is the specialty of the policy-
- LIC Aadhaar Shila Yojana has been specially designed for women.
- The minimum policy term is 10 years and maximum is 20 years.
- The maximum age of maturity in the plan is 70 years.
- The facility of loyalty addition on maturity is also provided in case the policy holder dies after 5 years of taking the policy.
- A lump sum amount is also provided at the end of the policy term.
- Under this plan, you can invest a minimum of Rs 75000 and a maximum of Rs 3 lakh.
- The premium payment of this plan is done on monthly, quarterly, half yearly or yearly basis.
Know how to get 4 lakh rupees?
Let us tell you by example how you can get Rs 4 lakh. Suppose at the age of 30, if you had deposited Rs 29 every day for 20 consecutive years in this scheme at the age of 30 and you would have deposited a total of Rs 10,959 in the first year. Now you will also be taxed on it at the rate of 4.5 percent.
At the same time, next year you will have to pay Rs 10,723 in it. In this way, you can deposit these premiums on every month, quarter, half yearly or yearly basis. You will have to deposit Rs 2,14,696 in 20 years and you will get a total of Rs 3,97,000 at the time of maturity.
