LIC Saral Pension Yojana: Many types of policies are run by LIC. If you are also looking for a plan to earn a lifetime, then today we will tell you about such a plan of LIC, in which you will continue to get money every month. The name of this policy is Saral Pension Yojana, in which you can get pension even from the age of 40 years. Let us tell you about this scheme-
Premium is to be paid only once
This is a type of single premium pension plan, in which you have to pay premium only once and you can earn for life. If the amount of single premium is returned to the nominee on the death of the policyholder. Saral Pension Yojana is an immediate annuity plan, that means you start getting pension as soon as you take the policy. After taking this policy, as much as the pension starts with, the same pension is available for the whole life.
How can I take the scheme?
Single Life- In this, the policy will remain in the name of any one, as long as the pensioner is alive, he will continue to get the pension, after his death, the amount of base premium will be returned to his nominee.
Joint Life- In this, both the spouses have coverage. As long as the primary pensioners are alive, they will continue to get pension. After his death, his spouse will continue to get pension for life, after his death the amount of base premium will be handed over to his nominee.
- What is the specialty of the plan The minimum age limit for the benefit of this scheme is 40 years and the maximum is 80 years.
- It is a whole life policy, so pension is available for the whole life.
- Saral Pension Policy can be surrendered anytime after six months from the date of commencement.
- You can take pension every month.
- Apart from this, it can also be taken on quarterly, half yearly and yearly basis.
Let me tell you how to get 50000 rupees,
if you want money every month, then you have to take at least 1000 rupees pension. In this you have to choose a minimum pension of Rs 12000. At the same time, there is no maximum limit. If you are 40 years old and you have deposited a single premium of Rs 10 lakh, then you will start getting Rs 50250 annually which will be available for life. Apart from this, if you want your deposited amount back in the middle, then in such a situation, after deducting 5 percent, you get the deposited amount back.
