All banks in the country revise their interest rates from time to time. The country’s second largest private sector bank ICICI has revised the interest rates on FD. ICICI Bank’s new policy is effective from February 5, 2025. These revised interest rates are applicable on FDs up to Rs 3 crore. The bank is offering a maximum interest rate of 7.80% to senior citizens.
ICICI Bank FD interest rate – on FD up to Rs 3 crore
- 7 days to 29 days: For general public – 3.00 percent; For senior citizens: 3.50%
- 30 days to 45 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
- 46 days to 60 days: For general public – 4.25 percent; For senior citizens: 4.75%
- 61 days to 90 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
- 91 days to 184 days: For general public – 4.75 percent; For senior citizens: 5.25%
- 185 days to 270 days: For general public – 5.75 percent; For senior citizens: 6.25%
- 271 days to less than 1 year: For general public – 6.00 percent; For senior citizens: 6.50%
- Less than one year to 15 months: 6.70 percent; For senior citizens: 7.20%
- 15 months to less than 18 months: For general public – 7.25 percent; For senior citizens – 7.80 percent (ICICI Bank is offering the highest interest on this FD)
- 18 months to 2 years: For general public – 7.25 percent; For senior citizens: 7.75%
- 2 years 1 day to 5 years: For general public – 7.00 percent; For senior citizens: 7.50%
- 5 years 1 day to 10 years: For general public – 6.90 percent; For senior citizens: 7.40 percent
- 5 year tax saving FD: 7 percent; for senior citizens: 7.50%
This way, customers can take advantage of these revised interest rates.
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