Ayushman Bharat Yojana Eligibility & Benefits: There is no limit on family size, age or gender under this scheme. Ayushman Golden Card can be issued to any eligible family.
The Government of India is running the Ayushman Bharat Yojana for the economically weaker sections of the country. Ayushman Bharat Yojana is also known as Pradhan Mantri Jan Arogya Yojana (PM-JAY). Prime Minister Narendra Modi launched this scheme in the year 2018. This is a kind of health insurance plan for the poor people of the country. Under this scheme, beneficiaries are given free treatment up to Rs 5 lakh in government or listed private hospitals.
If you want to take advantage of this scheme, then you should have complete information about it. Here we are going to tell you who can take advantage of Ayushman Yojana and what are its benefits.
Who can avail the benefits of Ayushman Yojana
Ayushman Bharat Yojana provides health coverage to those people of the country whose income is very low. Apart from this, the benefit of this scheme is also given to the poor and economically weaker people. This scheme will include vulnerable people under the Socio-Economic Caste Census 2011 (SECC 2011) for rural and urban areas. For this, the government has set some eligibility criteria.
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According to which, the benefit of Pradhan Mantri Jan Arogya Yojana will be given to those families in rural areas whose house has a raw wall and a raw roof. Whose family does not have any member between the age of 16-59 years. Not only this, tribal SC / ST, landless families, daily wage laborers or such families in which there is a disabled member and there is no physically able adult member in his family have also been brought under the ambit of Ayushman Bharat Yojana (Ayushman Yojana Eligibility).
What is Ayushman Golden Card?
There is no limit on family size, age or gender under this scheme. Ayushman Golden Card can be issued to any eligible family. This card is valid in more than 13,000 government and private hospitals in the country. You can apply for Ayushman Golden Card both online and offline.
You can find out whether you are eligible for Ayushman card or not by calling 14555 or from Ayushman app. After the card is issued, free treatment can be availed by showing it in case of illness.
How to Apply for Ayushman Bharat Golden Card?
To obtain the cashless treatment facility under PMJAY, you need to obtain an Ayushman Golden card. Following are the steps to apply for an Ayushman Bharat Golden card:
- Visit the official website of PMJAY
- Go to the option of login to the website
- Enter your ‘mobile number’ and the captcha code
- Generate the OTP and enter it to log in to your website
- Opt for HHD code and provide the code to the Common Service Centre (CSC). The CSC would check the HHD code as well as other details
- The Ayushman Mitra or the CSC representatives will complete the remaining process
- A fee of Rs 30 will have to be paid to obtain the Ayushman Golden card
- Your Ayushman Bharat Golden card will be issued
Which diseases are treated for free under this scheme?
All old and new diseases can be treated for free through the Ayushman Golden Card issued under the Ayushman scheme. Apart from serious diseases like cancer, more than 1500 diseases are covered under it.
Benefits of Ayushman Yojana
Under this, if you are sick, you just have to show the Ayushman card at the time of admission to the hospital. After this, no paper or cash is required for the treatment expenses. That is, we can say that paperless and cashless treatment can be done under this scheme, that too for free.
This includes expenses like diagnostics and medicines for 3 days before hospitalization and 15 days after hospitalization. During this time, apart from the cost of treatment, the expenses incurred on transport are also covered. You can get your treatment done in any listed hospital across the country.
