Highest Bank FD Rates: DCB Bank is offering the highest FD rates in the private sector. At the same time, among government banks, Punjab and Sindh Bank is giving the highest returns on FD. Unity Small Finance Bank is offering interest rates between 4.5% to 9% on FD for general customers.
If you are fed up with the huge fluctuations in the stock market, then you can invest your money in bank FD. Many banks are offering good returns at this time. Some small finance banks are even offering 9 percent and above returns (FD Interest Rate). Small finance banks are offering the highest interest rates among all bank categories.
If we talk about private sector, DCB Bank is offering the highest FD rates. At the same time, among government banks, Punjab and Sindh Bank is giving the highest returns on FD. Senior citizens generally get an additional interest rate of 0.50% or more over the normal FD rates. Let us know about some such banks which are offering very good FD interest rates.
Unity Small Finance Bank
For general customers, this bank is offering interest rates between 4.5% to 9% on FDs maturing in seven days to ten years. Senior citizens are getting interest rates ranging from 4.5% to 9.5% on FDs maturing in seven days to ten years. The new rates are applicable from 9 October 2023. The highest interest rate of 9% is being offered on FDs with a tenure of 1001 days.
| Bank | Interest rates for general customers | Interest rate for senior citizens |
| Unity Small Finance Bank | 4.5% to 9% | 4.5% to 9.5% |
| Suryoday Small Finance Bank | 4% to 8.6% | 4.5% to 9.1% |
| DCB Bank | 3.75% to 7.9% | 4.25% to 8.50% |
| RBL Bank | 3.50% to 7.80% | 4% to 8.30% |
| IDFC First Bank | 3.50% to 7.75% | 4 to 8.25% |
| Punjab and Sindh Bank | 2.8% to 7.40% | |
| State Bank of India | 3% to 7.10% | 3.5% to 7.6% |
| ICICI Bank | 3% to 7.1% | 3.50% to 7.65% |
| HDFC bank | 3% to 7.20% | 3.5% to 7.75% |
