If you use the online food delivery app Swiggy on a daily basis and do more online shopping, then the Swiggy HDFC Bank Credit Card can prove to be a great card for you. Recently this card has been launched. This card can be used at all merchant outlets or online platforms that accept Mastercard.
No need to redeem the cashback
There is no need to redeem the cashback with the Swiggy HDFC Bank Credit Card. This card has auto-credit cashback facility. You get cashback in Swiggy Money within 10 days of bill generation. It is to be noted that Swiggy Money money can only be used for transactions within the Swiggy platform.
Special features of the card-
- Cardholders will get 3 months free membership of Swiggy One as a welcome benefit.
- If users order something through Swiggy, such as food delivery, quick grocery delivery, dineout and other services and pay through this card, then 10 percent cashback will be available. This category will get the benefit of up to Rs 1500 cashback every month.
- Through this card, 5 percent cashback will be available on purchases made on Amazon, Flipkart, Nykaa, Ola, Uber and 1000+ e-commerce platforms. This category will get the benefit of up to Rs 1500 cashback every month.
- Apart from this, customers can avail 1% cashback on all other expenses. This category will get the benefit of up to Rs 500 cashback every month.
- No cashback will be available on rent payment, wallet load, EMI transactions etc.
- This card is equipped with contactless technology, which also gives customers the facility of ‘Tap and Pay’ i.e. payment can be made by just tapping on the POS machine without swiping the card.
Swiggy HDFC Bank Credit Card Charges
>> The joining fee for this card is Rs.500.
>> The renewal membership fee of this card is Rs.500. However, the renewal fee is waived off after spending Rs 2 lakh in a year.
Eligibility for Swiggy HDFC Bank Credit Card
- Salaried or self employed person can take this card.
- People in the age group of 21 years to 60 years and employed people getting gross salary of at least Rs 25 thousand per month can apply.
- People between the age of 21 years to 65 years and self-employed with an annual income of more than Rs 6 lakh can apply for this card.
