Post Office Scheme: There is great news for the post office customers. If you have also opened an account in the post office (Post Office 2022) or if you are planning to take a scheme, then today we will tell you about such a scheme, in which you can get a benefit of Rs 35 lakh.
Let us tell you that the post office is still considered a best option for investment. In this your money is completely safe. Today we will tell you about the Post Office Gram Suraksha Yojana, in which you get huge benefits.
You will get 35 lakhs instead of 1500, let us tell you that the Post Office Gram Suraksha Yojana is a kind of insurance scheme, in which you have to invest only 1500 rupees every month and you will get 35 lakhs in return.
- This is a government insurance scheme of the post office.
- Anyone aged 19 to 55 can take advantage of this scheme.
- The minimum sum assured under this plan is Rs 10,000.
- Apart from this, if we talk about the maximum amount, then it is 10 lakh rupees.
- In this plan, you can pay the premium amount on monthly, quarterly, half yearly and yearly basis.
- Apart from this, 30 days discount will be available on payment of premium.
Loan is also available
Let us tell you that in this scheme you also get the benefit of loan. Apart from this, you also get the facility of loan insurance. Let us tell you that you can take advantage of the loan facility only after 4 years of taking the policy.
How to get 35 lakhs?
If you start investing in this scheme from the age of 19 and buy a policy of Rs 10 lakh, then you will get a monthly premium of Rs 1515 for 55 years, Rs 1463 for 58 years and Rs 1411 for 60 years.
Maturity benefit of Rs 31.60 lakh will be available for 55 years.
There will be a maturity benefit of Rs 33.40 lakh for 58 years.
Maturity benefit of Rs 34.60 lakh will be available for 60 years.
There is also the option of surrender.
The special thing about this scheme is that you can surrender this policy too, but you can surrender only after 3 years.
