Modi Government PMVVY Scheme: Important news for married people. Now you can be of great benefit. Pradhan Mantri Vaya Vandana Yojana is being run by the Modi government. In this, you also get the guarantee of monthly pension. If you also want to take advantage of this scheme, then you can invest till March 31, 2023. If both husband and wife want, they can invest now and take advantage of it after the age of 60 years. Let us know about this scheme.
What is Vaya Vandana Yojana? (Vay Vandana Yojana)
This scheme was started by the Central Government on 26 May 2020. This is such a social security (Modi Sarkar Pension Scheme) scheme, in which the beneficiary will get a monthly pension. Government of India has brought this scheme and it is being operated by Life Insurance Corporation of India (LIC). If both husband and wife have crossed the age of 60 years, then they can invest a maximum of Rs 15 lakh. Let us tell you that earlier the investment limit was Rs 7.5 lakh, which has been doubled. Not only this, senior citizens get more interest in this scheme.
Pension of Rs 9,250 per month on investment of Rs 15 lakh
All citizens above the age of 60 years can invest up to Rs 15 lakh in this special scheme. But keep in mind that you will have to make this investment before March 31, 2023. In this, depending on the investment, a pension of Rs 1000 to Rs 9250 is available every month. That is, if you invest a minimum of Rs 1.50 lakh, then you will get a pension of Rs 1,000 every month, while an investment of Rs 15 lakh will get a pension of Rs 9,250 per month. If husband and wife invest in this scheme, then Rs 30 lakh will have to be invested and then both of you will get a pension of Rs 18,500 every month.
Full amount will be received in 10 years
Let us tell you that this scheme is for 10 years, that is, in 10 years you will get the full amount back. Apart from this, you will also continue to get monthly pension on the deposited money. The biggest feature of this scheme is that if you remain in this scheme for 10 years, then after 10 years you will get back your invested money. Not only this, you can surrender this scheme anytime.
