Unified Payment Interface i.e. UPI Payments is the easiest and fastest way of money transaction nowadays. UPI has emerged as the most widely used digital payment mode in recent years. This facility has now been extended to Rupay Credit Card.
Many banks are already offering UPI payment facility to their customers through credit cards. Now Axis Bank Rupay Credit Card users will also be able to take advantage of this facility. Axis Bank’s RuPay Credit Card can be used through select UPI-enabled apps such as BHIM, Paytm, PayZapp, Mobikwik, Freecharge.
This means that now Axis Bank customers will be able to link their RuPay Credit Card with select UPI apps. You will be able to make UPI payments in exactly the same way as you do with a bank account. Just here the money will be deducted from your Rupay credit card.
Let us tell you that Rupay Credit Card on UPI facility was started last year. Now you will be able to pay by credit card by scanning at the neighborhood shop. However, through RuPay Credit Card, you can pay only by scanning the Merchant UPI QR Code. Can’t make P2P payments.
Customers of 7 banks are getting the facility of making UPI payment through Credit Card?
Rupay credit from 7 banks has gone live on select UPI apps like BHIM, Paytm, Mobikwik, PayZapp, Freecharge. In future, you will be able to link your RuPay Credit Card with other UPI apps as well. Currently, RuPay credit card holders of Axis Bank, Bank of Baroda, HDFC Bank, Punjab National Bank, Union Bank of India, Indian Bank and Canara Bank can link their cards to select UPI apps.
How to link RuPay Credit Card with BHIM App
- First open the BHIM app.
- After this click on the linked bank account.
- Now on clicking on +, 2 options appear in Add Account – Bank Account and Credit Card.
- After clicking on the credit card, on clicking on the related card, the details of the credit card linked to your mobile number will come. (You can also do this process after clicking on the banner Rupay Credit Card on UPI appearing on the home page.)
- Now enter the last 6 digits and validity of the credit card.
- After this enter the OTP received on the mobile.
- Create UPI PIN. In this way the process of registration will be completed.
- Now scan the merchant UPI QR code and select Rupay Credit Card and complete the payment by entering the UPI PIN.
- Scan the merchant’s UPI or QR Code in the UPI app.
- Now enter the amount you want to pay.
- After this you choose the linked RuPay Credit Card.
- Now complete the payment by entering the UPI PIN.
