Fixed Deposit Interest Rates hike: Unity Small Finance Bank Ltd. has today launched a new Fixed Deposit Scheme named “Shagun 366”. Interest is being given at the rate of 7.80% per annum on investing in this scheme with a tenure of one year, while the highest interest of 8.30% is being given to senior citizens for investment in this period. You can invest in this scheme of the bank till November 30.
Along with this, the bank has also increased the interest available on FDs of more than 2 crores. According to the information released by the bank, interest is being paid at the rate of 7.75% per annum on callable FDs and 7.85% on non-callable deposits. According to the information released by the bank by November 1, the interest rates available in different periods in the bank are as follows.
| Duration | On Normal FD (interest rate % p.a.) | On Senior Citizen FD (interest rate % p.a.) |
| 7 to 14 days | 4.50% | 4.50% |
| 15 to 45 days | 4.75% | 4.75% |
| 46 to 60 days | 5.25% | 5.75% |
| 61 to 90 days | 5.50% | 6.00% |
| 91 to 180 days | 5.75% | 6.25% |
| 181 to 364 days | 6.75% | 7.25% |
| 365 days (1 year) | 7.35% | 7.85% |
| 1 year and 1 day | 7.80% | 8.30% |
| 1 year 1 day to 500 days | 7.35% | 7.85% |
| 501 days | 7.35% | 7.85% |
| 502 days to 18 months | 7.35% | 7.85% |
| 18 months to 2 years | 7.40% | 7.90% |
| 2 years to 3 years | 7.65% | 8.15% |
| 3 years to 5 years | 7.65% | 8.15% |
| 5 years to 10 years | 7.00% | 7.50% |
According to the new list released by the bank
- On FDs of 7 to 14 days, interest is being given to the general person at 4.50% per annum, while the senior citizen is being given interest at the rate of 4.50% per annum for this period.
- On FD of 15 to 45 days, interest is being given to the general person at 4.75% per annum, while the senior citizen is being given interest at the rate of 4.75% per annum for this period.
- On FDs of 46 to 60 days, interest is being given to the general person at 5.25% per annum, while the senior citizen is being given interest at the rate of 5.75% per annum for this period.
- On FD of 61 to 90 days, interest is being given to the general person at 5.50% per annum, while the senior citizen is being given interest at the rate of 6.00% per annum for this period.
- On FD of 91 to 180 days, interest is being given to the general person at 5.75% per annum, while the senior citizen is being given interest at the rate of 6.25% per annum for this period.
- On FDs of 181 to 364 days, interest is being given to the general person at 6.75% per annum, while the senior citizen is being given interest at the rate of 7.25% per annum for this period.
- 365 i.e. 1 year FD is being given interest at the rate of 7.35% per annum to the common person, while 7.85% per annum to the senior citizen for this period.
- On FD of 1 year and 1 day, interest is being given to the general person at 7.80% per annum, while the senior citizen is being given interest at the rate of 8.30% per annum for this period.
- On FD of 1 year and 1 day to 500 days, interest is being given to the general person at 7.35% per annum, while the senior citizen is being given interest at the rate of 7.85% per annum for this period.
- On FD of 500 days, interest is being given to the general person at 7.35% per annum, while the senior citizen is being given interest at the rate of 7.85% per annum for this period.
- On FD of 502 days to 18 months, interest is being given to the general person at 7.35% per annum, while the senior citizen is being given interest at the rate of 7.85% per annum for this period.
- On FDs of 18 months to 2 years, interest is being given to the general person at 7.40% per annum, while the senior citizen is being given interest at the rate of 7.90% per annum for this period.
- On FDs of 2 years to 3 years, interest is being given to the general person at the rate of 7.65% per annum, while the senior citizen is being given interest at the rate of 8.15% per annum for this period.
- On FDs of 3 years to 5 years, interest is being given to the general person at the rate of 7.65% per annum, while the senior citizen is being given interest at the rate of 8.15% per annum for this period.
- On FDs of 5 years to 10 years, interest is being given to the general person at 7.00% per annum, while the senior citizen is being given interest at the rate of 7.50% per annum for this period.
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