PF account is made for every employed person. A part of the salary of employed people is deposited in this account. On which they are also given interest. Now EPFO , the organization managing this account, has made it mandatory for all account holders to make a nominee. It is necessary for all the account holders to do e-nomination to get the amount deposited in their PF account.
Nominee gets the benefit of pension after death
In case of death of the account holder after e-nomination, the amount deposited in the account or pension is given to his nominee. PF account holders can also complete their e-nomination process online. E-nomination is necessary not only in the case of PF account but also in every type of savings or insurance plans. If the PF account holder is a married person then there are two types of nominees for EPF and pension schemes. Normally, the nominee of the EPF account also gets the benefit of EDLI. However, it is given only in case of death while in service.
How to do your e-nomination
- You can complete your e-nomination by following some very easy steps. For this, first of all, you have to login by visiting the EPFO ​​website unifiedportal-
mem.epfindia.gov.in/memberinterface. - For this you have to enter your Universal Account Number and Password. After this, you have to click on the View tab and then upload your profile photo in JPG or JPEG format which should be less than 100 KB.
- For this, you have to update all the necessary details including permanent or present address by clicking on the profile pic.
- After this, you have to click on the Manage tab and click on the option of e-nomination.
- In the next step, you will have to enter your UAN number, name, date of birth, gender, father or husband’s name, marital status, Details like permanent or present address and date of joining EPF will appear on the screen.
- After this you have to update your family details. In case you nominate more than one person, you can share his/her share. After this you have to add your family details. Then you have to enter their name, date of birth, relation, address and bank account details as per the Aadhaar card.
- After this, you will have to decide the total share of all by going to the nomination details. After this you have to click on the option of EPF nomination save. After this, you have to click on the e-sign button and enter the Aadhaar number to generate the OTP.
- Your e-nomination will be completed as soon as you enter the OTP.
- Relationship, address and bank account details have to be entered. After this, you will have to decide the total share of all by going to the nomination details.
- After this you have to click on the option of EPF nomination save. After this, you have to click on the e-sign button and enter the Aadhaar number to generate the OTP.
- Your e-nomination will be completed as soon as you enter the OTP. Relationship, address and bank account details have to be entered.
- After this, you will have to decide the total share of all by going to the nomination details. After this you have to click on the option of EPF nomination save.
- After this, you have to click on the e-sign button and enter the Aadhaar number to generate the OTP.
- Your e-nomination will be completed as soon as you enter the OTP.