Rule Change: Some important changes will be applicable for SBI Card and IDFC First Bank credit card holders in the new financial year starting from April 1, 2025. Let us know how these changes will affect the benefits of your credit card.
Changes in SBI Card
SBI Card has announced changes in its reward points program and other benefits. These changes will be applicable to SimplyCLICK SBI Card, Air India SBI Platinum Credit Card and Air India SBI Signature Credit Card.
Decrease in reward points
- The reward points earned on SimplyCLICK SBI card for ordering from Swiggy will be reduced from 10X to 5X. However, 10X reward points will still be available on online shopping on Myntra, Netmeds, Cleartrip, Dominos, Yatra, BookMyShow, and Apollo 24×7.
- The reward points received for every ₹100 spent on SBI Platinum Credit Card will be reduced from 15 to 5.
- The reward points earned for every ₹100 spent on Air India SBI Signature Credit Card will be reduced from 30 to 10.
Changes in insurance cover
SBI Card has also decided to discontinue its complimentary insurance cover. The complimentary air accident insurance coverage of ₹50 lakh will be discontinued from 26 July 2025. And the complimentary rail accident insurance of ₹10 lakh will also be discontinued.
IDFC First Bank Card Changes
IDFC First Bank has also changed the benefits of its Club Vistara credit card.
Changes in Club Vistara Card
- The milestone benefits available on Club Vistara IDFC First Bank card will not be available from April 1, 2025.
- However, customers will be able to avail Maharaja Points till March 31, 2026.
- Club Vistara SBI Card will no longer offer economy ticket vouchers and milestone benefits on annual spend limits of ₹1.25 lakh, ₹2.5 lakh, and ₹5 lakh.
- Premium economy ticket voucher will also no longer be available on Club Vistara SBI Prime Card.
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