BOB FD Rates : Bank of Baroda has launched a new special FD scheme with higher interest rates. The new FD has been named Monsoon Dhamaka Deposit Scheme. The bank has also revised its regular FD scheme. Bank of Baroda is offering high-interest FDs of 333 days and 399 days.
BOB’s Monsoon Dhamaka Deposit Scheme
BOB Monsoon Dhamaka Deposit Scheme is available for two periods. Bank of Baroda is offering 7.25% annual interest for 399 days. At the same time, it is offering 7.15% interest on FD of 333 days. This scheme has started from 15 July 2024. These interest rates are applicable on retail deposits of less than Rs 3 crore.
According to the information released by Bank of Baroda on 15 July 2024, senior citizens will get 0.50% annual interest rate. Senior citizens will get 7.75% per annum interest for 399 days and 7.65% annually. BOB Monsoon Dhamaka FD is offering a maximum annual interest of 7.90% for 399 days.
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BOB’s new FD rates
- 7 days to 14 days – For general public: 4.25 percent; For senior citizens: 4.75 percent
- 15 days to 45 days – For general public: 6 per cent; For senior citizens: 6.50 per cent
- 46 days to 90 days – For general public: 5.50 percent; For senior citizens: 6 percent
- 91 days to 180 days – For general public: 5.60 percent; For senior citizens: 6.10 percent
- 181 days to 210 days – For general public: 5.75 per cent; For senior citizens: 6.25 per cent
- 211 days to 270 days – For general public: 6.15 per cent; For senior citizens: 6.65 per cent
- 271 days and above and less than 1 year – For general public: 6.25 per cent; For senior citizens: 6.75 per cent
- 333 days – (Monsoon Dhamaka Deposit Scheme) – For general public: 7.15 per cent; For senior citizens: 7.65 per cent
- 360 days (BOB 360) – For general public: 7.10 percent; For senior citizens: 7.60 percent
- 1 year – For general public: 6.85 percent; For senior citizens: 7.35 percent
- 399 days – (Monsoon Dhamaka Deposit Scheme) – For general public: 7.25 per cent; For senior citizens: 7.75 per cent
- More than 1 year to 400 days – For general public: 6.85 per cent; For senior citizens: 7.35 per cent
- Above 400 days and upto 2 years – For general public: 6.85 per cent; For senior citizens: 7.35 per cent
- Above 2 years and upto 3 years – For general public: 7.15 per cent; For senior citizens: 7.65 per cent
- Above 3 years and upto 5 years – For general public: 6.50%; For senior citizens: 7.00%
- Above 5 years to 10 years – For general public: 6.50 per cent; For senior citizens: 7.50 per cent
- Above 10 years (Court Order Scheme) – For general public: 6.25 per cent; For senior citizens: 6.75 per cent.
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