Bank FD 2022: Everyone will know about banks, who is called a bank. Still it is our duty to give you a brief description about everything.
So the bank is a type of piggy bank in which all the citizens of the country deposit their money and withdraw it when the time comes or when it is needed. But apart from this, many other tasks are done by banks such as home loan, education loan, business loan etc. are provided by banks only. But if you also get the FD fixed in the bank, then you get interest for it. For which you will not need to take any kind of risk and you will get money sitting at home.
If you are also familiar with all these services provided by the banks, then probably some special of you readers have also got FD done in the bank. So you have always brought a very good news for all the readers through the article. We hope that this article will definitely make you happy. So to know what is this good news, definitely stay connected with our article till the end.
As we have mentioned in the heading that the bank has increased its FD interest rate. Due to which an atmosphere of happiness has been created among all the FD holders. If you have also made FD, then your interest rate will also increase.
Let us tell you that for the senior citizens of our country,a Suryoday Small Finance Bank , Jana Small Finance Bank and Ujjivan Small Finance Bank have decided to provide interest rates up to 8%. This section is applicable to deposits of less than Rs. 2 crores. As it is in the headlines right now that as a result of the rate hike by the Reserve Bank, the interest rates on bank FDs have also increased.
FD Rates of Suryoday Small Finance Bank
- 3.25% for 7 to 14 days, 3.75% for senior citizens.
- 3.25% for 15 to 45 days, for senior citizens 3. 75%.
- 46 to 90 days 4. 25% for senior citizens 4.75%
- 91 days to 6 months 4. 25% for angels 5. 25%
- 5.25% for 6 months to 9 months, 5.75% for senior citizens
- Above 9 months but less than 1 year 5.75%, for senior citizens 6.25%
- 6.50% for 1 year to 1 year 6 months, 7.00% for senior citizens
- 7.00% for more than 2 years up to 998 days, 7.50% for senior citizens
- 999 days to 7.49% for senior citizens 7.99%
- 7.00% for 1000 days to 3 years, 6.80% for senior citizens
- Above 3 years but below 5 years 6.50%, for senior citizens 7.00%
- 6.75% for 5 years, 7.25% for senior citizens
- Above 5 years and above 10 years 6.00% for Senior Citizens 6.50%
FD rate of Jana Small Finance Bank
- 7 days to 14 days – 2.50%, for senior citizens 3.30%
- For 15 days to 60 days 3.00% for Senior Citizens 3.80%
- 3.75% for 61 days to 90 days 4.55% for senior citizens
- 4.50% for 91 days 180 days, 5.30% for senior citizens
- 5.50% for 181 days to 364 days, 6.30% for senior citizens
- 6.50% for 1 year (365 days), 7.30% for senior citizens
- 7.00% for 1 year and above 2 years, 7.80% for senior citizens
- 7.25% for 2 years and above and below 3 years, 8.05% for senior citizens
- 7.25% for 3 years and above and less than 5 years, for senior citizens 8.05% for citizens
- 7.35% for 5 years (1825 days), 8.15% for senior citizens
- 6.00% for 5 years and above 10 years, 6.80% for senior citizens
Ujjivan Small Finance Bank FD Rates
- 3.50 % for 30 days to 89 days, 4.00 % for senior citizens
- 7 days to 29 days – 2.90%, for senior citizens – 3.40%
- 4.75% for senior citizens
- 5.00% for 6 months, 5.50% for senior citizens
- 6 months and above 4.75% for less than 9 months, 5.25% for senior citizens
- 5.05% for 9 months, 5.55% for senior citizens
- 6.50% for 9 months and less than 1 year, 7.30% for senior citizens
- 6.70 % for 1 year, 7.20% for senior citizens
- 6.00 % for 12 months and 1 day to 15 months, 6.50 % for senior citizens
- 7.00% for 15 months and 1 day to 18 months, for senior citizens – 7.50%
- 18 months and 1 day to less than 24 months – 6.60%, 7.10% for senior citizens
- 7.10% for 24 months, 7.60% for senior citizens
- 6.50 % for 990 days, 7.00 % for senior citizens
- 7.20% for 991 days to 36 months, 7.70% for senior citizens
- 18 months and less than 1 day for 24 months 6.50%, for senior citizens 7.00%
- 6.25% for 36 months and 1 day to 42 months , 6.75% for senior citizens
- 7.20% for 42 months and 1 day to 60 months, 7.70% for senior citizens
- 6.00 % for 60 months and 1 day up to 120 months, 6.50 % for senior citizens
