Ayushman Bharat: Those who have Ayushman card can get free medical checkup as well as free treatment and consultation with the doctor. If hospitalization is required in a special situation, then they will not have to pay money.
Medicines and things needed for treatment will be available for free. Laboratory tests will be free. The wait of senior citizens aged 70 years and above waiting to get Ayushman Bharat card is over. It is reported that within a week they will start getting the benefit of coverage under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). News agency PTI has reported quoting sources that health coverage for senior citizens of all age groups aged 70 years and above under Ayushman Bharat is expected to start within a week. About 6 crore senior citizens will benefit from this scheme.
Registration will be done on PMJAY portal or Ayushman app
The agency report said that initially, registration of elderly people will be done on an experimental basis at selected places. Then later it will be expanded across the country. Sources said that this is an ‘application’ based scheme, for which people will have to register on PMJAY portal or Ayushman app. Sources said that any person aged 70 years or above will be eligible to apply for this scheme. There is no limit on their income in this. This scheme is for the elderly of all income groups.
Those who already have Ayushman card will have to apply again
The source also said that people who already have Ayushman card will have to apply for a new card again. Along with this, they will have to complete their e-KYC again. The official source said that there is no waiting period in this. Once the e-KYC is done, the use of Ayushman card will start immediately. Apart from this, if any state wants to expand or amend this scheme of the central government, then it depends on them.
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Coverage to Government Employees
The government has also said that if any senior citizen aged 70 years or above is availing benefits of other health insurance schemes like Central Government Health Scheme (CGHS), Ex-Servicemen Contributory Health Scheme (ECHS), Employees State Insurance Scheme (ESIS) and Central Armed Police Forces (CAPF), then they can also opt for this Ayushman Bharat scheme.
Health cover for those with private health insurance
If someone has taken a private health insurance policy and their age is 70 years or above, then they can also avail the benefit of Ayushman Bharat Scheme.
Coverage of elderly husband and wife in a single card
Not only this, if both the husband and wife in a family are 70 years or older, then they will also get the benefit of Ayushman Bharat Yojana. They can also avail the benefit of additional top-up of Rs 5 lakh by making Ayushman card. But, the condition in this is that separate cards will not be issued for husband and wife, the insurance cover of Rs 5 lakh will be the same for both husband and wife.
Many facilities from Ayushman card
Those who have Ayushman card can get free medical checkup as well as free treatment and consultation from the doctor. If hospitalization is required in any special situation, then they will not have to pay money. Medicines and things needed for treatment will be available for free. Laboratory tests will be free. If there is a problem in staying during treatment, then accommodation facility will also be provided. Along with accommodation, food will also be provided. After getting discharged from the hospital, care will be provided for free for a day.
Treatment of many diseases with Ayushman card
Under the Ayushman Bharat scheme, major and serious diseases are treated for free. Diseases like cancer are also covered under it. Apart from this, diseases related to heart, kidney, lungs, breathing, cataract etc. are treated for free. Citizens of the country can get their treatment done for free in more than 29,000 hospitals listed in the country.
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