Pension system has been abolished in many jobs. In such a situation, there is always a concern to secure the future. If you want that you do not have any kind of problem in future and even after retirement, some monthly salary or pension continues to come in your account, then start investing from today itself.
Investing in government schemes is very easy and it is also very safe. One such scheme is being told here in which if you invest Rs 200 daily. After the completion of the term of the scheme, you will get 50 thousand rupees every month.
Which is this government scheme?
Many types of schemes are run by the government for the employed people, in which you get a good return after making a long term investment. There is a scheme of the government named National Pension System (NPS) in which you can invest. Money has to be deposited for long-term in the National Pension System. In this government scheme, if you put Rs.6000 every month for Rs.200 per day, then after 60 years you will get Rs.50,000 per month. Under this scheme, there are two types of accounts, NPS Tier 1 and NPS Tier 2. People who do not have PF deposit can open Tier 1 account by depositing Rs 500.
This is how you will get Rs 50,000
If your age is 24 years, then this scheme will give you maximum benefit. If you open an NPS account at the age of 24 and have to invest Rs 6000 in it every month. You will have to deposit money in it till the age of 60 years, that means you have to keep depositing money in it for about 36 years. After this this amount becomes Rs 2,55,2000.
If 10% return is assumed on your deposit, then its total corpus value becomes Rs 2,54,50,906. If you buy NPS annuity from 40% of your maturity income, then Rs 1,01,80,362 will be deposited in your account. If 10% return is assumed on this, then the total deposit amount in your account will be around 1,52,70,000. When you complete 36 years, then NPS will give you Rs 50,000 per month as pension.
