If you have got married then this news is for you. Because the government has run a scheme for married people. After joining which you will get a pension of up to Rs 10,000 every month.
The government had started this scheme especially for those with low investment. Let us tell you that if you also want to join this scheme, then you can invest money in Atal Pension Yojana (APY). In this scheme, husband and wife can get a pension of Rs 10,000 every month by opening separate accounts. There are many other benefits of this scheme as well. However, this scheme was started by the Modi government in 2015. But now some changes have been made in it.
Who can invest-
Atal Pension Yojana was started in the year 2015. At that time it was started for people working in unorganized sectors, but now any Indian citizen aged 18 to 40 can invest in this scheme and take advantage of the pension scheme. Those who have an account in bank or post office can easily invest in it. In this scheme, depositors start getting pension after 60 years.
Therefore, these schemes are economical only for those people who want to be free from the worry of old age.. Under this scheme, you can get a minimum monthly pension of Rs 1,000, Rs 2000, Rs 3000, Rs 4000 and a maximum of Rs 5,000. This is a safe investment in which if you want to register then you must have a savings account, Aadhaar number and a mobile number.
Here are the other advantages-
Let us tell you that people in the age group of 18 to 40 years can register themselves in the Atal Pension Yojana. For this, the applicant must have a savings account in a bank or post office. Also, keep in mind that you can have only one Atal Pension account. The sooner you invest under this scheme, the more benefit you will get. If a person joins the Atal Pension Yojana at the age of 18, then after the age of 60 years, he will have to deposit just Rs 210 per month for a monthly pension of Rs 5000 every month.