How To Get EPF Passbook Online

An EPF account contains the money that is deducted from the salary of an individual. Both Employee and employer contribute towards EPF.

An EPF or Employees’ Provident Fund account contains the money that is deducted from the salary of an individual. Because both employee and employer contribute towards EPF, it is part of the cost-to-company or CTC structure of an employee. An employee contributes 12 per cent of his or her salary towards EPF while another 12 per cent is paid for by the employer. Out of the 12 per cent paid by the employer, 8.33 per cent is invested in Employee’s Pension Scheme (EPS) while the balance 3.67 per cent is invested in EPF. EPS and EPF are both run by retirement fund body EPFO (Employees’ Provident Fund Organisation).

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If you shift from one company to another, you are required to transfer your EPF money.

Here are five key things you should know if you need to transfer EPF money:

1) An EPFO member is required to be registered on member portal to file the EPF transfer claim online. The detailed process flow for the registration is available at the link available on the homepage of EPFO website www.epfindia.gov.in. This can be accessed through the link – For Employees > Online Transfer Claim Portal (OTCP) > Detailed Instructions > Process flow for registration on member portal.

2) In order to file the EPF transfer claim online:

(a) Both previous and present member IDs (PF account no.) should be available in EPFO database.

(b) The employer should have registered the digital signature certificate of his authorized signatories with EPFO.

3)The member can check the eligibility to file the transfer claim online at the link available on the homepage of EPFO website. This can be accessed through the link – For Employees > Online Transfer Claim Portal (OTCP) > Check eligibility to file online transfer claim or at the URL http://memberclaims.epfoservices.in.

4) In case, your EPF member ID is not available in EPFO database, it is mainly due to the following reasons:

(a) The employer has not yet submitted the return [Electronic Challan cum Return (ECR) or earlier returns prior to ECR] having the member ID.

(b) The employer has submitted the return [Electronic Challan cum Return or earlier returns prior to ECR] having the member ID, but the same has not been updated on the portal. The update of OTCP has been planned on weekly basis.

5) The member can get to know the status of the claim submitted online by him. He/ she would have an updated status of the claim in the “View the status of Transfer Claims” under the tab “CLAIM”.

You can also check EPF balance online, via mobile app UMANG, a missed call and SMS facilities.

How to check EPF balance via EPFO’s website

On visiting the website, click on e-Passbook.

The website will then ask you to input your UAN number, password and a captcha code. UAN means Universal Account Number. EPFO allots the UAN, which acts as an umbrella for multiple member ids allotted to one individual by different companies.

(EPFO website will then ask you to input your UAN number, password and a captcha code.)

You can click on the member id to view the e-passbook of EPF and know your balance.

(Click on the member id to view the e-passbook of EPF.)

How to check EPF balance via UMANG app

Download UMANG app and click on EPFO. You will then be directed to a page which shows employee-centric services, general services, employer-centric services, eKYC services, and Jeevan Praman.

Click on ’employee centric services’. This will lead you to a page that lets you view the EPF passbook. This page will also enable you to raise and track claim.