Credit Card Rules: Major Changes to Credit Card Rules by Bank of Baroda – All you need to know

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Bank of Baroda (BoB) has given a big shock to its credit card users. According to the new rule, now to get complimentary lounge access at domestic airports on BoB credit cards, one will have to spend Rs 20,000 to Rs 40,000 in the last calendar quarter.

New Delhi. If you are a customer of Bank of Baroda and use a credit card for airport lounge access, then you need to be cautious. Actually, the government bank Bank of Baroda has given a big shock to its credit card (BoB Credit Card) users. Some changes have been made in the rules of credit card by Bank of Baroda. The new rules will come into effect from January 1, 2025.

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From January 1, 2025, you will have to spend a certain amount with your Bank of Baroda credit card to get free lounge access at domestic airports in India. BoB credit cards will now have to spend Rs 20,000 to Rs 40,000 in the previous calendar quarter to get complimentary lounge access at domestic airports.

Credit Card Expenses required in the last quarter How many lounge access in a quarter
Eterna ₹40,000 Expenses Unlimited
Eterna–FD ₹40,000 Expenses Unlimited
Tiara ₹40,000 Expenses  Unlimited
ICMAI One ₹40,000 Expenses  3 times
ICSI Dimond ₹40,000 Expenses 3 times
Varunah Premium ₹40,000 Expenses 3 times
Varunah Plus ₹40,000 Expenses Unlimited
The Sentinel ₹20,000 Expenses 3 times
Rakshamah ₹20,000 Expenses 2 times
Yoddha ₹20,000 Expenses 2 times
Corporate ₹20,000 Expenses 2 times
Premier ₹20,000 Expenses  1 time
Premier–FD ₹20,000 Expenses 1 time
HPCL ₹20,000 Expenses  1 time


A quarterly discount on newly issued cards

According to bobcard’s website, in case of newly issued cards, the minimum spade criteria for lounge usage has been waived for the calendar quarter of card issuance. This discount is applicable only for new cards that are issued during the calendar quarter and is not applicable for upgrades from one card product to another.

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