SSY Vs FD Scheme: These banks are offering much higher interest rates than the government’s small savings scheme Sukanya Samriddhi Yojana. We are giving you information about these banks.
SSY Vs FD Scheme: Sukanya Samriddhi Yojana is a scheme run by the government, by investing in which you can make the future of your daughter bright. Under this scheme, you can open Sukanya Samriddhi Yojana account of your daughter up to 9 years of age in any bank or post office. At present, the government is giving the benefit of interest at the rate of 8.2 percent on the deposited amount under Sukanya Samriddhi Yojana.
A rebate of Rs 1.50 lakh is available on this scheme under Section 80C of Income Tax. There are many banks in the country which are offering more interest on their FD schemes to their customers than Sukanya Samriddhi Yojana. We are telling you about those banks which are offering interest rates much higher than SSY to their customers.
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank is offering its customers a strong interest rate of 8.25 percent on FDs with tenure ranging from 700 days to less than 2 years. At the same time, the bank is offering 8.50 percent interest rate on FD scheme of 2 to 3 years. Whereas the bank is offering 8.25 percent interest rate on FD scheme for 3 to 4 years.
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank is offering 8.25 percent interest rate on FD schemes of less than 2 to 15 months. At the same time, the bank is offering 8.50 percent interest rate on FD schemes of more than 15 months and 8.25 percent interest rate on FD schemes of 15 months to 560 days.
Jana Small Finance Bank
Jana Small Finance Bank is offering 8.50 percent interest rate to its customers on 365 day FD scheme. At the same time, the bank is offering 8.25 percent interest rate on FD scheme of 1 year to 730 days.
Equitas Small Finance Bank
Small Finance Bank i.e. Equitas Small Finance Bank is offering 8.50 percent interest rate to its customers on 444 day FD scheme. The bank is offering 8.25 percent interest rate on 888 day FD scheme.
Suryoday Small Finance Bank
Suryoday Small Finance Bank is offering FD scheme of 1 year to 15 months at 8.25 percent interest rate to its customers. At the same time, the bank is offering 8.50 percent interest rate on FD scheme of 15 months to 2 years, 8.60 percent interest rate on FD scheme of 2 years to 2 years and 1 day, 8.60 percent interest rate on FD scheme of 2 years to 3 days to 3 years. Is. Whereas the bank is offering 8.25 percent interest rate on 5 year FD scheme.
Unity Small Finance Bank
Unity Small Finance Bank is offering 8.75 percent interest rate to its customers on FD scheme of 6 months to 201 days. Whereas the bank is offering 8.75 percent interest rate on 501 day FD scheme, 8.95 percent on 701 day FD scheme and 9 percent interest rate on 1001 day FD scheme.
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