Union Bank of India has launched Divaa credit card only for women. Women between 18 and 70 years of age can apply for this. In this, women get facilities ranging from shopping to health checkup. Let us know what are the conditions to apply for it and what benefits you get in it.
Now the economic gap between men and women is decreasing rapidly. In recent times, there has been a huge increase in the number of women becoming financially independent. However, expenses also increase with income and this is the case with women too.
Many times, money runs out before the salary arrives and then important tasks like bills or shopping get stuck. The easiest solution to this problem is credit card. If you are also thinking of applying for a credit card, then Divaa Credit Card of Union Bank of India (UBI) can be the most suitable option for you.
Diva Credit Card is only for women. Let us know what benefits you get in this and what are the conditions to apply for it.
What are the conditions to apply for Diva?
Any woman between 18 to 65 years of age can apply for Diva Credit Card. However, if you are a business woman, you get an additional relaxation of 5 years, that is, even if you are 70 years old, you will still be able to get the Diva Credit Card.
How much should your income be?
If you want Diva Credit Card, your annual income should be at least Rs 2.5 lakh. Salaried women will have to submit their Form 16/ITR along with the salary slip. At the same time, business women will have to submit ITR for two years.
What facilities are available in Diva
This is a card issued on RuPay network. In such a situation, you will be able to avail the benefit of whatever merchant or cashback is given by RuPay. This includes things like restaurants, utility bills. You also get discount vouchers at Lakme Salon, Nykaa, Myntra and Flipkart.
Besides, a health checkup package is also available in it. You also get 2 reward points for every Rs 100 spent. However, minimum 750 reward points are required for redemption. Surcharge of 1 percent on fuel purchase is also reimbursed under certain conditions.
If we talk about fees, the annual fee of Diva Credit Card is Rs 499. However, if you spend Rs 30,000 or more in a year, this fee is waived off.
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