Post Office Best Schemes: There is good news for those investing money in the Post Office. If you are also thinking of investing in the post office, then today we will tell you about some such schemes (Post Office Scheme), in which you will get guaranteed returns by investing money.
Even in today’s time, post office is the best option for investment. In this, along with the security of money, you get a guaranteed return of 7 to 8 percent. Along with this, in many schemes, you can double the money in a few years.
National Savings Certificate
The interest rates have been increased by the government in the National Savings Certificate Scheme. In this, instead of 6.8 percent, you will get the benefit of 7 percent interest from now on. In this you also get the benefit of compounding interest and in this you will get very good returns. In this, you do not have to pay any tax on filling the money.
Senior Citizen Savings Scheme
Senior Citizen Savings Scheme is considered very good for post-retirement. At the age of 60, any citizen can invest in this scheme. Even within a month of retirement, you can deposit money till the age of 55 to 60 years. In this, an account can be opened with a minimum of Rs 1000. The maximum investment is Rs 15 lakh. Interest is given on a quarterly basis in this scheme. If you withdraw money after one year and close the account, then you will be given back the money with 1.5% and in this you get income tax rebate of up to 1.5%. In this you get up to 8 percent interest.
Sukanya Samriddhi Yojana
With the help of Sukanya Samriddhi Yojana, you can save from 1.27 lakh to 64 lakh for your girl child. If your daughter’s age is less than 10 years, then you can open an account for the daughter and for this the government gives you interest at the rate of 7.6 percent. In this you get tax exemption. Along with this, money also does not have to be deposited. From 50-100 rupees to 500-1000 or more than 1.5 lakh rupees, you can do as much as you want.
Public Provident Fund
Public Provident Fund In this schemes of the government, you can get better returns in your coming time. The government has started this for those people who want to get the benefit of provident fund even without a job. It is considered a safe investment option because by investing in it you get a government guarantee and you get 7.1 percent interest in it.
